Quick Answer
For most SA buyers, game load times matter more than PCIe generation, because real-world loading barely improves from Gen4 to Gen5. Buy a quality Gen4 NVMe near R1,200 and put the saving toward capacity; games load near-instantly on Gen4 already.
Why load times beat PCIe generation
PCIe generation sets peak sequential speed, but games rarely read in long sequential bursts, so they don't saturate Gen4 bandwidth. The jump to Gen5 looks dramatic on a benchmark yet shaves little off actual load screens. What you feel is the drive's responsiveness and capacity, both well served by a good Gen4 drive, making the generation upgrade poor value for gamers.
Spending for real gaming benefit
Put your money where you'll notice it: capacity to keep games installed and a drive with DRAM cache for steady performance. A 2TB Gen4 NVMe holds a healthy library and loads games fast. Gen5 adds heat and cost for a difference you won't see at the load screen, so it only makes sense for heavy professional sequential workloads.
The real upgrade is leaving the hard drive
If you're still gaming from a mechanical hard drive, the leap to any NVMe is the upgrade you'll actually feel, far more than Gen4 versus Gen5. Load screens that took a minute drop to seconds, and texture pop-in fades. So for SA buyers, the smart move is a quality NVMe at all, with the generation debate a distant second.
FAQ
Does PCIe 5.0 load games faster?
Barely. Games don't read in the long sequential bursts that Gen5 accelerates, so load times are nearly identical to Gen4 in practice.
What actually speeds up game loading?
Using any quality NVMe over a hard drive is the big leap. Beyond that, DRAM cache and the game's own engine matter more than PCIe generation.
Is Gen5 ever worth it?
For heavy professional sequential work like high-bitrate video editing, yes, with a heatsink. For gaming, Gen4 delivers the same felt experience for less.
Pay for capacity, not the spec sheet.
Choose a 2TB Gen4 NVMe with DRAM for fast loads and a big library, and skip the Gen5 premium that gaming won't reward.